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Individual & Family Plan Features
We have three types of plans that meet your needs – and your budget. Whether you want a plan with complete or basic medical coverage or even a plan with tax-savings, all of our plans include:
- Deductible waived for preventive services including well-baby care, immunizations, mammograms, health screenings, and women’s annual gynecological exam
- $20 office visits
- Prescription drug coverage
- Vision benefits
- Emergency and Urgent Care services
- Inpatient and outpatient hospital care, maternity, surgery, lab & x-ray and chiropractic care
- 24-hour nurse advice line
Quick Compare
Here is a quick look at our three plans, more detailed information is available at:
- Individual & Family Plan Comparison (PDF 71kb)
- Individual & Family Plan Rates (PDF 61kb)
| Optimum Plans | Value Plans | HSA Plans | |
|---|---|---|---|
| Plan features | Comprehensive medical benefits Range of deductible & premiums |
Basic medical benefits Low monthly premium |
Tax-savings plan Lower monthly premium |
| Individual deductible | $500-$10,000 | $500-$7,500 | $1,200 & $2,400 |
| Office visits | $20* | $20* | $20 |
| Specialist visits | $20* | 30% | 20% |
| Preventive care | $20* | $20 | $20 |
| Emergency Care | $125 | $125 | $125 |
| Pharmacy | $10 generic, 50% Brand* | 50%* | 50% |
| Maternity | 20% | 30% | 20% |
| Accidental Injury | Deductible waived for all services | Deductible waived for all services | Does Not Apply |
All benefits are In-Plan.
*Deductible is waived. This means you can receive coverage without having to meet your deductible first.
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