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Member Renewal Information

Providence Individual and Family Plans are subject to an annual renewal of rates and plans. This year, our plans and rates will be updated effective Nov. 1, 2008. All policy holders will be receiving a Member Renewal Packet in the mail with details. If you have questions, your Customer Service team is available at 503-574-7500 or 1-800-878-4445, Monday – Friday, 8 a.m. to 5 p.m.

2008 Benefit Changes

For plans effective Nov. 1, 2008 our plans will now include routine vision care including exams, lenses, frames and/or contacts as a covered benefit. For more details about changes to your covered benefits, please refer to the Contract Comparison included in your Renewal Notification Packet.

For health insurance effective Nov. 1, 2008, our plan benefits include:

Premium Change

Nationally, overall spending on health care continues to rise. Medical costs for Providence Health Plan continue to be affected by this trend. Because of our experience with these cost increases, our Individual and Family Plans will have a premium rate increase of 25% effective Nov. 1, 2008.

For health insurance effective Nov. 1, 2008, our rates include:

Changing Plans

We offer multiple plans, with a range of deductibles and monthly premiums. If you are concerned about your monthly premium, you may consider changing to a plan with a higher deductible to lower your monthly premium. That means you will pay more out-of-pocket before the health plan begins to pay for covered services. But remember, many of our covered services, including most preventive care services, are offered with the deductible waived (you can use these services without having to meet your deductible first).

To change your health plan option, download and print our Plan Change Request (PDF 164kb) and return to us by fax or mail by Nov. 30, 2008.

Customer Service

We understand health insurance can be confusing. If you’d like more information about choosing a new plan option, please call your insurance agent or Providence Health Plan Customer Service at 503-574-7500 or 1-800-878-4445, Monday through Friday, 8 a.m. to 5 p.m.

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Cold and Flu

Information about cold and flu prevention from PHP's GoodHealth News article.