Getting Started
With a variety of plan options, comprehensive coverage and extra values, Providence Individual and Family Plans can offer you more value for your health care dollar.
Our plans offer:
- Certain preventive health care services for men, women and children are covered in full.
- Deductible waived on services, including unlimited doctors visits, preventive services, urgent care and prescription drugs. That means if you have a $1,000 or $10,000 deductible, you don't have to pay it first to receive these services.
- Low out-of-pocket maximums that protect you from major medical costs.
- An extensive provider network with in-plan access to more than 625,000 providers, 4,500 hospitals and 85,000 clinics nationwide.
- Prescription drug coverage included on our Optimum, Value and HSA plans.
- Vision benefits included on our Optimum, Value and HSA plans.
- Extra values with additional vision, hearing, recreation and alternative care discounts.
- 24-hour medical advice line.
- Online services such as premium payment, estimating treatment costs and accessing your medical and claims information.
- Deductible carryover on our Optimum, Value and Prime plans. Any portion of deductible paid in October, November and December will carry forward to the next year.
- Guaranteed renewal every November. You won't lose your coverage if you get sick or go to the hospital.
- Providence Health Plan is a not-for-profit organization rated number one in customer service in Consumer Assessment of Healthcare Providers and Systems (CAHPS).
Quality and Costs

Featuring a wide variety of resources to evaluate health services.
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