Types of Coverage

Individual Coverage

To apply for individual plan coverage, you must:

be 18-64 years of age
not eligible for Medicare and
live in our Oregon Service Area (PDF 540kb)

Apply for individual coverage. You will be on an individual plan. This means you will be the only person covered on the plan and you will be “the plan policyholder.” Your monthly premium is determined by your age and the type of plan you choose.

Family Coverage

A family plan can include:

you and your spouse (ages 18-64, must live in our Oregon Service Area (PDF 540kb)
you and your dependent children (ages 0-22); or
you, your spouse and your dependent children.

Apply for family plan coverage. The premium is determined by the oldest family member applying for coverage.

Child-Only Coverage

To apply for dependent-only coverage, your child must:

be newborn to 17 years of age
live in our Oregon Service Area (PDF 540kb)

Coverage just for children: If you are looking for coverage only for your dependent children, you can apply as the plan policyholder for your dependent child's coverage. You must apply for a separate policy for each person age 0-17. See the monthly premium chart (page 12) age “0-17” to determine the monthly premium for each child.

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