We Can Help with Your Medical Bills

In keeping with our mission, Providence’s financial assistance program provides free and low-cost care to those who are eligible. This includes people who don’t have health insurance, as well as those who do have insurance but are unable to pay their out-of-pocket costs. In addition to free and low-cost care, Providence offers interest-free, long-term payment plans and assistance in securing health coverage.

Learn more about our financial assistance policies.

Helping by the Numbers

3 out of 4

Roughly 3 out of 4 people who apply for financial assistance get help. Even if you don’t qualify, we can still support you by helping you build a payment plan, locate free clinics or apply for other coverage options.

Up to 100%

In some cases, financial assistance can cover up to 100% of your bill.

451,411 patients helped in 2022

In 2022, 451,411 patients depended on our financial assistance programs, including free and discounted care, interest-free, long-term payment plans and assistance in securing health coverage.

What You Can Expect if You Apply

We're here to help and you can expect:

Quick response

You’ll receive an answer within 30 days after we receive your financial assistance application (14 days in Washington). Your bill will be placed on hold during this application process.

All options explored for you

In addition to Providence’s financial assistance program, there are other options available to help lower and eliminate the costs of care. We can help you apply for Medicare, Medicaid, and other programs.

Help with questions
Our team of financial counselors can answer any questions you have about financial assistance. Call 855-229-6466 for help with financial assistance.

Could You Qualify for Financial Assistance?

Wondering if you might qualify for financial assistance? Use the calculator and see if Providence’s financial assistance program can help to reduce your bill.

Even patients with insurance or those who don’t qualify for other kinds of assistance are often pleasantly surprised by the amount of support they can receive.

We don’t store or save any of the information you enter into the calculator, keeping your data safe.

Want to learn more about what to expect when applying for financial assistance? Visit Financial Assistance Application Support

Eligibility Calculator
Must be a whole number between 1 and 15

Ask a Financial Counselor

Call 855-229-6466 for help with financial assistance.
We’re available Monday – Friday, 7 a.m. to 5:30 p.m. PT.

Or, to request a call from a Financial Counselor, select below

Patient Stories

Agnes knew she needed surgery, but she figured she wouldn’t be able to get it because she didn’t have insurance at the time. But then the financial assistance team at Providence explained the assistance options, and Agnes qualified.

"It was a big relief .... I can’t stop thanking Providence, because it was a lot of money that I just didn’t have.”

Female doctor putting hand on female patient shoulder

Ali was living paycheck to paycheck, with no savings, when she slipped on ice, resulting in a shattered ankle and two surgeries. She was hugely relieved when she learned that she qualified for financial assistance after one phone call and an online application to Providence.

“Providence gave me absolute peace of mind during one of the hardest times in my life that I've experienced, and I am immensely grateful. My life would look very different today if I hadn't received that financial assistance.”

Ali and Nate

Paulina and her husband had no idea how they would pay for her treatments, but her Providence financial counselor got them enrolled in a financial assistance program to pay all of Paulina’s bills after her insurance paid its part.

"Everyone at Providence is an angel. I am more at peace knowing Providence is always there, that I can count on them if I need help.”


Find Providers Who Accept Financial Assistance

Some community providers who see patients at Providence hospitals bill separately for their charges and do not accept Providence financial assistance for those charges.

Select your state and medical facility so you can download a list of providers and see if they accept Providence financial assistance.

Reaching out directly to your provider’s office is the best way to determine if they participate. If you receive a bill from a non-Providence provider, please contact their billing office to see if they will honor or accept Providence's financial assistance.

senior couple smiling while looking at tablet

Get More Financial Support

In addition to Providence's financial assistance program, there are other options available to help lower or eliminate the costs of care for patients in need. Our team of financial counselors can help you enroll in Medicare, Medicaid, qualified health plans, and other programs, as well as point you toward low-cost clinics in your area.

Learn More About Different Financial Support Options

Financial Assistance Policies 

Select your state/region and language to download a copy of the financial assistance policy.

Amounts Generally Billed (AGB)
If you're determined eligible for financial assistance, AGB ensures that you will not be charged more than the amounts that are generally billed to those who have insurance covering the same care. Each facility measures this differently.

Plain Language Summary
This document explains the basics of financial assistance at Providence.

Top Financial Assistance FAQs

A patient can apply for financial assistance at any point in their care journey with Providence. You can apply if you need help with medical bills you've already received or in anticipation of scheduled care.

Also, if you've been approved for financial assistance within the last 6 months, you don't need to reapply to get support for additional care. Call us to discuss how we can extend your approval timeline. We want you to be able to focus on your health.

Absolutely. We know that even patients with health insurance can be left with out-of-pocket costs. We encourage you to check your eligibility for financial assistance and consider applying. Most patients who apply for financial assistance receive support and have some or all of their bills covered.

If you don’t have insurance, ask a financial counselor for help finding an affordable plan and getting enrolled.

Your eligibility for financial assistance is based on your family size and income, and by your state’s eligibility requirements. We accept many kinds of documents as proof of income, such as last year’s tax returns, W-2 forms, paycheck stubs or even a letter from your employer.

If you're unemployed, you can submit proof or denial of unemployment benefits. If you're unable to provide proof of income or if you don’t have permanent housing, you can submit a letter explaining your income and living situation. We take everyone’s life circumstances into account when determining eligibility.

Though we’re exploring ways to make it easier for patients to check on the status of their financial assistance application, for now you’ll need to call us. It usually takes us 30 days (14 in Washington) to process financial assistance applications. Then we’ll send a letter letting you know if you qualify for help and how much. We'll also let you know if additional information is needed to make a decision.

Providence has options to make care more affordable for our patients. In addition to financial assistance, which can reduce or eliminate costs for those in need, we offer:

  • Generous interest-free, long-term payment plan options.
  • Assistance in applying for financial assistance and medical coverage, including COBRA, Medicare, Medicaid and coverage through the state or federal marketplace.