Oregon

Keep your care with Providence

During open enrollment, keep access to the providers you know and trust.

We care about you and your health. Keep your care with Providence.

Is your health insurance changing? From primary care to emergency care, Providence has you covered. Be sure your health plan covers you too.

Providence accepts most health plans. Choosing a health plan that keeps Providence in-network means you’ll have access to Oregon’s most comprehensive health care network.

Keep your Doctor.

Providence accepts most major health plans. Confirm your insurance plan allows you access to Providence.

View Accepted Insurance

I am a Providence Health Plan member.

Providence Health Plan will not offer health insurance in 2027. Get information to ensure you have continued access to care in 2027.

Explore Your Options

Understand your Medicare options.

Select the right coverage for your health and financial needs. Visit our Medicare Resource page to learn more.

Explore Medicare

FAQ

Frequently Asked Questions

Open Enrollment is a limited period each year to enroll in or make changes to your health insurance plan.

Whether you’re signing up for the first time or reviewing your current coverage, this is your opportunity to:

Add or remove dependents
Confirm your current plan still fits your needs
Switch health plans

Timing depends on your type of coverage:

Individual & Family Plans:Open Enrollment usually runs from November 1 to January 15.
Employer-sponsored plans: Your company sets dates to sign up or make changes, typically in the fall. Check with your human resources department
Medicare: Annual enrollment runs from October 15 - December 7.
Medicaid: Oregon Health Plan enrollment is always open throughout the year.

Check each year for the specific enrollment dates and any new information for your type of coverage.

Providence accepts many health insurance plans. View accepted plans.

Here are ways to verify whether Providence clinics, providers and hospitals are in-network for the plan you’re considering:

Check the provider directory on your health plan’s website. Make sure your preferred clinics, doctors, specialists and hospitals are in-network for the specific plan you select.
Call your insurance provider’s member services line.
Ask your HR representative during employer Open Enrollment.

Always confirm in-network status before selecting or renewing a plan.

Coverage continues for all current Providence Health Plan members and customers throughout 2026.

Providence Health Plan will stop offering health insurance coverage beginning in 2027.

View additional information and resources to help you understand your coverage options for 2027.

Choosing the right plan isn’t just about the premium. Here are key factors to evaluate when comparing plans:

Added benefits: Some plans offer extra support like virtual visits, behavioral health care, wellness incentives or access to digital tools. These features can improve convenience and value.
In-network providers: Are your current doctors, specialists or preferred hospitals covered by the plan? Staying in-network helps you avoid higher costs.
Total cost of care: Understand all elements of cost, including:
- Co-pays and co-insurance, the amount that you’re responsible for paying when you visit a provider
- Deductibles, the cost that you pay before your plan starts covering services
- Out-of-pocket maximum, the most you’ll pay in a year regardless of the care that you receive
- Premiums, the amount that you pay monthly
Your expected needs: Think about any planned procedures, medications or family changes in the year ahead. Are prescriptions covered? Does the plan support maternity, mental health or chronic care?

Review these details to help choose a plan that works for both your health and budget.